The 2008 Christmas Song (only for those who haven't received this in email)

You'd better watch out. You'd better not cry.
You'd better keep cash. I'm telling you why: Recession is coming to town.
It's hitting you once, It's hitting you twice.
It doesn't care if you've been careful and wise. Recession is coming to town.

It's worthless if you've got shares. It's worthless if you've got bonds.
It's safe when you've got cash in hand. So keep cash for goodness sake. HEY!
You'd better watch out. You'd better not cry.
You'd better keep cash. I'm telling you why: Recession is coming to town.

Finance products are confusing. Finance products are so vague.
The banks make you bear the cost of risk. So keep out for goodness sake, OH.
You'd better watch out. You'd better not cry.
You'd better keep cash. I'm telling you why: Recession is coming to town...